Dealer Has 16 Blackjack 5,8/10 9725 reviews

This guide is up to disclose the essence of hit & stand solutions in Blackjack. These are the basic moves in this casino game. In the article below, we will point out situations that are the best for hitting or standing in the game without the need to learn any card counting tactics.

  • You're playing in a multiple deck game and the rules are more or less standard. You are dealt a nine and a seven for a two card total of 16, while the dealer shows a ten as his upcard.
  • Learn more about Blackjack Strategy: Casino Pros Tips: M.
  • ALSO READ: Blackjack Strategy & Card Counting Guide

Blackjack, formerly also Black Jack and Vingt-Un, is the American member of a global family of banking games known as Twenty-One, whose relatives include the British game of Pontoon and the European game, Vingt-et-Un. It is a comparing card game between one or more players and a dealer, where each player in turn competes against the dealer. Players do not compete against each other.

What is Hit in Blackjack?

Hit is a decision in Blackjack that considers taking an additional card. If you choose this move, one more card will be added to your hand. You can hit until the value of your hand reaches or exceeds 21, as many times as you want, during the match.

For example, you have a 5 and a 6 in your initial hand. That means the value of your hand makes 11. There is no chance you will get busted if you hit, and you shouldn’t stand because 11 is obviously not enough to win the match.

Thus, if you hit and get 3, the value of your hand will be 14. The best decision here would be to hit again, as the majority of dealers stand on soft 17, so you are likely to lose if you stand. You can hit until you get 21 or get busted, and the best solution depends on the value of your hand and the value of the dealer’s hand. Below, we will explain the best situations to hit.

When to Hit in Blackjack?

There are situations when hitting in Blackjack will always be a better idea than choosing any other option. The tips on hitting below are based on the mathematical calculations of probabilities and can be used both by novice and advanced players. Here, we do not consider options like splitting or doubling down:

  • Hit if your initial hand’s value makes 4-11 – the thing about an 11 maximum hand value is you have no other options, except taking one more card. The thing is, here you are 100% safe from getting busted and can get a good combination after one or more hits.
  • If you get hard 12, hit on the dealer’s 2, 3, 7-Ace upcard – based on the mathematical calculations, you will have a better chance to get a good combination with this strategy, as the only way you can get busted is if you get 10.
  • For 13-16, hit if the dealer has 7-Ace – the higher is the dealer upcard value, the more there are chances that your initial hand value is not enough to win.

When You Should Not Hit in BJ?

Here you can see the situations when you should avoid hitting:

  • Do not hit if your initial hand value makes a hard 17-20 – this is already a good hand, which gives you high chances to win. On the other hand, hitting with 17 or higher will give you a high chance of getting busted.
  • Never hit with soft 19 or soft 20 as well – there is an extremely low chance you will get a better combination in this game, and if dealer plays on a soft 17, you are already in a strong position.
  • If you get soft 18, do not hit if the dealer has a 2, 7, or 8 upcard – a soft 18 is good enough to give you a chance to win already.

What is Stand in Blackjack

Stand is a decision in Blackjack that considers not taking any more cards in your hand. You choose to stand when you think you have the best value for your hand in the round. After you and the dealer stand, the value of both hands is calculated, and the winner is determined.

For example, when your initial hand makes 10-9, you are likely to stand instead of taking more cards. However, it also depends on the dealer’s hand, which can make 10-10, meaning that you will lose 100% if you stand. Below we will disclose when to stand or not to stand in detail.

When to Stand in Blackjack?

Stand is one of the most important decisions in Blackjack, as you need to choose whether to risk-taking another card to improve your hand or stop at this spot and count on the dealer having a weaker hand. Here are some situations when you should definitely stand in Blackjack:

  • If you have a hard 17-20, always stand – most dealers play soft 17, which means they stop hitting when they get as much as an Ace and a 6, so it is likely that you will win the match if you stand. On the other hand, if you have hard 17, you need 4 or less to improve your combination and not bust, and with hard 20, you need only an Ace to stay alive. It is obvious that the chances for this are rather low.
  • Also, always stand if you have soft 20 or soft 19 – there are more chances that you will make your hand weaker than improving it. The thing is that in order to improve soft 19 (A, 8), you need another Ace or 10 on the next hit, and the chances of this happening are low. If you take two hits, the chance of getting more than 19 is low as well.
  • When getting 13-16 with the dealer’s 2-6 you better stand. The thing is that in this situation, the dealer has to have a high-value second card to beat your hand. For example, if you have 16, and the dealer has 6, he has to have 10 or an Ace to equal or beat your hand. Even if the second card is of low value like a 2 or 3, you still have more chances to win.

When you should not stand in Blackjack?

There are also situations when standing will always be a bad idea:

  • If you have 4-11, there is no chance standing would be a good idea. The thing is that if you hit in this situation, you only have chances to improve your hand, and you are safe from getting more than 21.
  • Never stand if you have soft 12-16 – standing on this position would be a bad idea as most of the dealers play till soft 17, and even soft 16 can sometimes not be enough to win the match. It would be much better to hit in this situation, with high chances of improving your hand.

Hit & Stand Chart

This is one of the basic strategy charts, which is absolutely essential to beat the house edge when you play blackjack.

Hit & Stand Ultimate FAQ

This FAQ is composed of the most popular questions on hit & stand decisions in Blackjack.

Do you hit on a 12 in blackjack?

Only if the dealer does not have a 4-6 upcard. Otherwise, it is better to hit.

Should I hit or stand on 16?

Dealer has 16 blackjack poker
It depends on whether you have soft or hard 16. If you have hard 16, hit if the dealer has 7-Ace, for soft 16 never stand.

How many times can you hit in blackjack?

As many times as you want until you get 21 or more value in your hand. However, in some BJ games, there is a 7 Cards Charlie situation – if you get 7 cards in your hand after hitting and you do not bust, your hand is valued as 21.

Does the dealer hit on soft 17?

Usually, all dealers stop on soft hand 17. However, it depends on the game you play. Clarify that in your online casino if you play online blackjack or from a dealer in a land-based casino.

Other Blackjack Strategies

Along with the hit & stand solutions, there are also other, more advanced moves you can use to your benefit. You can choose among double down, split or surrender as well. Of course, you can limit your decisions with hit & stand, and still exploiting other moves in the right way will increase your chances to win when you use long-term strategies.

Double Down

Double down is a solution that allows you to increase your initial bet up to 100% (depending on Blackjack game rules), and add one more card to your hand. This is a good decision when you have a strong hand against the dealer’s weak one. It allows you to increase your winnings up to 2 times. The only shortcoming of this decision – you cannot hit after you double down.

Split

Split is a decision that allows you to turn one hand into two hands and play each hand separately. Splitting is allowed when you get pairs in your initial hand (5-5, 6-6, etc.).

Depending on the Blackjack game you play, you can split more than once during the game, split Aces, etc. This is a good move in some situations. To use this move to your benefit, you should consider the dealer’s hand as well.

Surrender

Surrender is a decision that allows you to save 50% of your bet. It considers that you can stop the game if you have a weak hand against the dealer’s strong hand. This decision can be valuable if you want to cut your losses. It depends on the BJ game rules, whether it is possible to make the surrender move.

See all

If players’ priority is to win and to improve with every single blackjack game, then they need to put effort and time into achieving it. There are many other things that gamblers need to take into account and focus on prior to playing and during the game. To make the best possible decisions every time, players should prepare themselves beforehand.

For instance, it is recommended for them to have a look at every possible hand they can get and what their best choice will be in such cases. Knowing how to proceed in the difficult situations when players have a hand 14, 15, or 16 is crucial as the total value of any of the hands is significantly high which means that the chance of players busting increases.

Whenever players’ hand total value is above 14, they are already in an unfavourable situation. Such cases require a good strategy and it is necessary for gamblers to think them through beforehand. Preparation and knowledge are compulsory if one wants to make the best possible decision.

Of course, as already mentioned, several other factors play a crucial role such as money management, discipline, decent bankroll and not to forget a bit of luck. Whenever players have the chance to turn the tables in their favour, they should take full advantage of the situation.

Important Things To Consider When Having Hand 14, 15 or 16

When players are unfortunate enough to get a hand 14, 15, or 16, they need to be very careful and stick to the strategy they have chosen. These are situations in which players are already one step from going bust regardless of the dealer’s upcard. However, this doesn’t mean that they should ignore its value, players need to always bear in mind that it is necessary for them to make their moves based on the dealer’s upcard.

Also, how players proceed in such situations shows their level of competence and knowledge to the rest of the players on the table. Since gamblers are already in an unfavourable situation, winning the hand shouldn’t be their priority. Instead, they should try to make the best move which is the move that will leave them with the smallest possible amount of money loss.

These are some of the trickiest hands in blackjack and as such, they are frequently misplayed. Part of the confusion results from the discrepancies in strategy charts. The optimal playing decisions vary depending on many different factors. These include how many decks are in play at the table, whether or not the dealer must hit soft seventeen, and whether players have the chance to late surrender.

All of these factors must be taken into account before you grab a basic strategy chart to take with you at the blackjack tables. What is optimal for hard totals 14 through 16 in a single-deck game may no longer be correct in multiple-deck variations.

What are Breaking Hands

The term breaking hands is commonly used in blackjack which places it among the important phrases players need to get familiar with. Gamblers have a breaking hand when they get their first two cards and they total 12 or above. The reason for this is that almost every single card will cause players to go bust (i.e. break their hand) as their total value will go over 21. Also, it can be referred to the dealer’s position as ‘breaking’ if their upcard is a 2 through 6.

The trouble with the so-called breaking hands 12 through hard 17 is that they invariably lose in the long term against all upcards of the dealer, including those that have higher bust rates for the house. Hard 14, 15, and 16 are particularly tough to approach because they lose more frequently than they win over the long haul.

The result is that the player ultimately ends up in the red with these totals no matter what playing decision they make. You probably think that’s bad. It is, but it gets worse since you will end up receiving horrible stiff underdogs approximately 40% of the time you spend at the blackjack tables.

What is a player to do with these hard totals then? The answer is simple – trust in basic strategy and approach such underdog hands courageously by making the correct playing decisions. And by ‘correct’ we do not necessarily mean the ones that would secure a winning outcome.

The moves basic strategy recommends for these three hard hands are considered optimal because they reduce your negative expectation, i.e. you will end up losing less money with these stiffs over the long haul. In other words, you are on the defence rather than adopting an offensive approach. In some cases, the strategy plays help you escape a highly disadvantageous situation and increase your winning chances.

Breaking Hands’ Situations

As the name hints, breaking hands is the situation when either the player or the dealer is in a very weak position. Such cases are extremely hard to cope with and the only way to have a chance of not going bust is to follow the basic strategy. Breaking hands are the reason why so many people lose in the long run as well. Thus, if players manage to learn how to deal with them, they will significantly improve their performance at the table.

The bottom line is that once gamblers have such breaking hands, the chances that they will go bust and lose are very high. However, if they use basic strategy, they will be able to improve their hand once in a while.

The move hitting here plays a crucial role and players should take their time to observe when they should hit and when this task should be left to the dealer. In cases where players have a breaking hand and the dealer’s position is standing, then they should hit. Otherwise, they risk losing the hand.

Blackjack Hand 12 or 13
Blackjack Hand 14, 15 or 16
Surrender Rule
Blackjack Soft Hand 13 to 17
Blackjack Soft Hand 18
Blackjack Soft Hand 19 or 20

When Players Have Hand 14, 15 or 16

It will be best to have a look at all of these cases at once where players have a hand totalling 14, 15, and 16 as the strategy that needs to be used is the same. It is worth mentioning that the same goes for the situations when players have a hard 13 against different combinations of the dealer’s upcard.

Let’s first elaborate on the recommended strategy plays for hard 14. These are the easiest to remember since there are no discrepancies in the strategy based on decks and dealer rules. Hard 14 is always a stand when the dealer exposes small cards 2 through 6. The player must hit their hard 14 against all other upcards, namely 7 through ace.

When dealt A-3, you have a soft 14. This is a much better situation to be in since it is impossible to break this hand with a one-card draw. You have an advantage against a dealer who starts with weak small cards 4 through 6.

In single-deck S17 blackjack, you must double on soft 14 versus the dealer’s 4, 5, and 6. When playing with two to eight decks, you should double on A-3 only when the dealer has a 5 or a 6 provided that the S17 dealer rule applies.

A pair of 7-7 also adds up to a total of 14. In shoe games, this pair must be split when the dealer has 2 through 7 and hit versus upcards 8 through ace. At single-deck tables, the pair should be surrendered against the dealer’s 10. The rest of the moves coincide with those for multi-deck blackjack.

The player is also in a tough spot when holding a hard 15. This is a bad hand, to begin with, no matter what value the dealer’s upcard is. However, things get trickier since the best plays are influenced by the dealer’s drawing rules and the number of decks.

We shall tackle the strategy differences in more depth in the surrender section of the article. Provided that late surrender is unavailable, you should stand on hard 15 against low-value cards 2 through 6 and hit versus 7 through ace. Undoubtedly, hitting a hard total of 15 is not the easiest decision to make at the blackjack table, especially against the dealer’s 10.

Nevertheless, it has to be done because it results in the lowest possible negative EV for the player. The main idea behind hitting 15 against a 10 is that it gives you a shot at improving your situation. The differences might appear negligible but in the long run, they are not.

Soft 15 (A-4) requires a different approach due to the flexibility the ace gives you. You should double down versus low cards 4 through 6 and hit against all other cards the dealer starts with.

EV of Hitting and Standing on Hard 15 vs. High Upcards 10 and Ace in Multiple-Deck S17 Blackjack
EV of Hard 15 vs. 10EV of Hard 15 vs. Ace
Hitting -0.504428Hitting-0.480006
Standing-0.540430Standing-0.666951

The situation of the player worsens even more when they are dealt a hard 16, the worst total one could possibly obtain in blackjack. There are several ways to get this terrible hand including 8-8, Q-6, 9-7, and 3-5-8. The pair of 8-8 should be split against all dealer upcards in the vast majority of blackjack variations. We expand on the particulars of this pair further on in this guide.

The correct strategy moves for hard 16, assuming you cannot surrender are relatively easy to remember. You stand on 16 against 2 through 6 and hit versus 7 through ace. The same applies to multi-card totals that add up to 16, or at least if you follow total-dependent basic strategy. In the absence of late surrender, hitting is again more optimal because it gives you the chance to improve your total against the strong dealer.

Hands 14, 15, and 16 Basic Strategy without the Late Surrender Option
Players’ HandDealer’s Upcards
2345678910Ace
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH

Again, all three hands will end up losing over the course of thousands of rounds played. The optimal decision is the one that cuts down your long-term losses the most. The above moves are recommended under total-dependent strategy. If you want to take your game to the next level, you can switch to composition-dependent strategy.

The latter takes into account the exact composition of the cards your hand consists of. Composition-dependent strategy recommends you to stand on hard 16 versus a 10 when your hand contains three or more cards like K-3-3. Also, when the 16 results from splitting a pair, you should stand rather than hit under composition-dependent strategy.

The Option to Surrender

There is one alternative move players can make which leads to the least money losses. However, due to this fact many landbased casinos do not offer the option to surrender as they know that if players know when to take advantage of it, they can greatly benefit from it.

Many professional gamblers won’t play in a casino which doesn’t provide the option to surrender when playing blackjack. However, if players find themselves in such a situation and there is no surrender option, all they can do is act according to the above-mentioned strategy and hope for the best.

When this option is available, most casinos tend to offer late surrender. This allows players to give up on poor hands like hard 15 and hard 16 in exchange for half of their original wager. With late surrender, you can forfeit a bad hand after the dealer has checked for blackjack when starting with an ace or a ten-value card.

Late surrender is beneficial to players because it takes away around 0.07% from the house advantage. Most novice players are averse to surrendering as the name of the move itself evokes negative connotations. However, surrendering is a smart move when you are dealt negative-expectation hands like 15 or 16 versus strong dealer upcards like 10s and aces.

As a general rule of thumb, surrendering is recommended whenever you receive a hand whose expectation of winning is less than 50%. The main advantage of surrendering is that it saves you money when you find yourself at a disadvantage. Late surrender is a defensive play which also allows advantage players to temper the effect variance has on their blackjack bankrolls.

The correct late surrender plays depend on deck number and the dealer’s fixed standing rules. In single-deck blackjack, surrender is recommended when you have hard 16 versus the dealer’s ace or 10.

Provided that the dealer hits soft 17, it is also recommended to surrender hard 15 against an ace. You should forfeit paired 7s against the dealer’s 10 in single-deck S17 blackjack. If one deck is in play and the dealer must hit soft 17, surrendering is advisable against tens and aces when you have 7-7.

In double-deck H17 games, surrender is advisable when you hold hard 15 and hard 16 against the dealer’s ace and 10. Paired 8s should also be surrendered against the ace in double-deck H17 blackjack.

As for shoe-dealt games, basic strategy suggests surrendering hard 16 against strong upcards such as 9, 10, and ace. The approach toward hard 15 in multi-deck variations depends on the dealer’s fixed rules for drawing and standing. You surrender the 15 against the dealer’s 10 in S17 variations and against the 10 and the ace in H17 multi-deck blackjack.

Hard 16 Consisting of Paired 8s

If you have read CasinoGuardian’s blackjack guide carefully so far, you probably remember that the rule of thumb of basic strategists is to always split pairs of 8-8 rather than forfeiting them despite the fact this is still a hard total of 16. Some gambling authors recommend surrendering the pair of 8s versus high dealer upcards like 10, K, Q, and J.

Regrettably, this is a major mistake, and here is why. The dealer undoubtedly has an advantage over you when you hold 8-8 versus a ten-value card. He or she would arrive at standing totals 17 through 21 77% of the time on average.

What adds insult to injury is that the dealer’s probability of busting when starting with a ten-value card is rather small at 23%. A pair of 8-8 will cost you money no matter how you approach it but splitting is recommended because it reduces your losses the most. With 8-8, you have a great opportunity to turn a terrible stiff 16 into two brand new hands starting with an 8 each. This improves your chances of forming a good hand and beating the dealer.

Assuming you play standard six-deck S17 blackjack where you can resplit to up to four hands and double down after you split, your 8-8 will lose against the dealer’s ten-value card 77 hands out of every one hundred hands and win 23 times out of every one hundred hands. However, your win rate improves to 38 hands out of every hundred rounds when you split your 8-8.

Let’s suppose you are flat betting £1 per hand for simplicity’s sake. If you merely hit the pair, you will lose £77 and win £23 every one hundred hands on average. This makes for an average net loss of £54 in the long run. Meanwhile, if you consistently split your 8-8 versus the dealer’s ten-value card, you will lose £62 and earn £38.

Your net losses drop to 2 x £24 = £48 per every one hundred hands in this case. This may not sound like a significant improvement but you are still losing £6 less compared to drawing or staying on your pair of 8-8. Meanwhile, if you choose to surrender this pair, as some gambling authors advocate, you will net losses of £50 per every one hundred rounds on average (you lose only half your original wager when surrendering).

Blackjack Dealer 17

Therefore, consistently surrendering your pair of 8s versus the dealer’s 10 turns out to be £2 more expensive than splitting over the long haul. At this point, it is pretty much obvious you are in a losing spot when holding 8-8 no matter how you decide to play it out.

The bottom line is you will save more money by splitting in the long run compared to surrendering or the other possible plays. The only consolation of blackjack players in such instances is that they have made the mathematically optimal decision when dealt a long-term loser like stiff 16.

You can compare the expectation of each basic strategy play with paired 8s and 7s against the dealer’s 10 upcard below. The calculations are courtesy of mathematician and gambling expert Michael Shackleford, known as the Wizard of Odds.

EV of Paired 8-8 and 7-7 vs. the Dealer’s 10 in Multiple-Deck Blackjack
EV of 8-8 vs. 10EV of 7-7 vs. 10
Doubling -1.079653Doubling-0.938247
Standing-0.540430Standing-0.540430
Hitting-0.539826Hitting-0.466307
Splitting-0.480686Splitting-0.657268

As with all rules, there are always exceptions, however. Paired 8s should always be split unless one is playing shoe games and double-deck blackjack where the dealer must hit soft 17. Under these playing conditions, the odds favour surrendering the pair of 8s rather than hitting when the dealer shows an ace.

Exceptions are also made for paired 7-7 in single-deck blackjack. When the dealer must stand on all 17s, you surrender the 7-7 against a 10. Provided that the dealer must hit soft 17, basic strategy recommends you to surrender this pair whenever you are up against a 10 and an ace.

Odds and Probabilities

Players need to know what their odds are in case they happen to have a total value of 14, 15, or 16 in their hand as this will help them make better decisions. The following odds are accurate proving that the game is played with more than one deck and that gamblers decide to hit. If they have a 14 hand, the chance that they will go bust is 46%, and if the total of their hand is 15 – 54%.

In cases when they get unfortunate and get a total of 16, their chances of going bust are 62%. The worse-case scenario is when players get 19 or 20 as this leaves them with more than 85% chance of going bust. The good news is basic strategists never draw to hard 19 and hard 20 so their chances of busting with these totals are practically nil. Logically, the higher the total of the cards in the players’ hand, the more they are likely to bust by taking a hit.

Blackjack Dealer Training

Blackjack Odds and Probabilities
Players’ HandChances to bust on a Hit
11 or less0%
1231%
1338%
1446%
1554%
1662%
1769%
1877%
1985%
2092%

Conclusion

Having to deal with a 14, 15, or 16 hand is a big challenge which requires a lot of preparation and a good strategy and even then, players’ success is not guaranteed and they can only hope that the odds will be in their favour.

Blackjack Dealer Jobs

However, if they follow a strategy or choose the option to surrender, any of these choices will lead to the least amount of money they will lose. Once players find themselves in a bad situation, they should consider how to get out of it with minimal money losses instead of how to win the hand as in many cases this only pushes them to certain doom.